frugal living, When the financial going gets tough, the tough start __________________ (saving, hoarding, conserving – insert whatever word you think fits best). This economic downturn has everyone feeling anxious and edgy. In economically tumultuous times, knowing which things you do have control over will help to elicit a realistic picture about your spending habits [...]

Who sold us the bill of goods that “quality time” inevitably trumps the quantity of time spent in nurturing a relationship? Prior to over-scheduled lives, long work hours, endless distractions and commitments, it was a given that significant and meaningful connections between individuals required a great deal of time, energy, caring, concern and togetherness to [...]

“Genius? Nothing! Sticking to it is the genius! … I’ve failed my way to success.” -Thomas Edison (It took Edison over 1,000 tries before he invented a light bulb that worked!). One of the biggest “booboos” in history was Columbus’ “discovery” of America, while trying to figure out the quickest route to India. Other legendary [...]